Sales Manager NMLS #: 1508050
197 Rt 18 South Suite 110S
East Brunswick, NJ 08816
Eric Hutton knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.
He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
Eric also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his clients.
His focus is on not merely getting his clients a loan, but finding the best loan for them.
OVM Financial Team is now Powered by AnnieMac Home Mortgage!
New Name. More Loan Options. Same Great Service.
We Provide More
From blogs to guides and access to our mobile app, you'll always be armed with the knowledge you need to stay well-informed about your loan.
Our mission is to provide you with industry-leading customer service each and every day. Reach out to us, even after your loan is signed, sealed and delivered!
Mortgage loans come in many varieties, just like our customers. That's why we offer a wide assortment of products with unique benefits, terms, and requirements.
The Conventional Loan
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
The FHA Loan
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payments and credit scores than many conventional loans.
The VA Loan
Created by President Franklin Delano Roosevelt as part of the original Servicemen’s Readjustment Act of 1944, VA loans help create homeownership for service members who sacrifice so much for their country, yet don’t have a fair chance to establish a credit rating because of their service.
The USDA Loan
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
There’s no need to guess if now is the right time for you to buy a new home or refinance your current mortgage. Instead, take our simple 60-second quiz!
We understand how stressful mortgage process can be, so we created an education center filled with information to help you better understand the ins and outs.
Are you a first-time home buyer?
That fact alone might get your best offers ignored by homeowners, but just because you’re starting from scratch doesn’t mean you should give up on the home of your dreams – and that’s where this program evens the odds!
At AnnieMac Home Mortgage, we want you to have a fair shot at owning a home your family will love. That's why we've partnered with AnnieMac Private Equity Cash2Keys to provide access to two groundbreaking programs that give both new and existing homeowners a smooth, stress-free path to your ideal homes.